Borrow as much as $50,000 unsecured
Personalised prices from 6.99per cent ?(comparison price 7.79% )?
Our latest prizes
How do we assist?
Or choose another loan function
Simple tips to apply online
Step one. Get to know you
Step 2. Get your loan offer
We’ll present a loan that is detailed together with your interest rate, borrowing limit and repayments so that you could accept.
Step 3. Get your hard earned money
After you accept your quote and offer some last details, a lot of people get their cash within a day.
That which we provide
$2K – $50K
3 or five years
$275 or $575
Early payment charge
- All loans are unsecured
- Prices from 6.99per cent – 25.69% p.a. ? (comparison price 7.79% – 26.65% p.a. ?)
- Your price is fixed for the full lifetime of the mortgage
- You are able to repay regular, fortnightly or month-to-month
- Establishment cost of $275 for loans under $5,000 ?
- Establishment cost of $575 for loans $5,000 and over ?
- No account that is monthly costs
A reasonable and easy loan that is personal
If usage of cash is keeping you right straight right back, we’re here to simply help
A lot more than that loan
Behind the scenes is an amiable and devoted group willing to answr fully your concerns which help you finance an online loan to your goals.
Obtain an interest that is fair that’s personalised to you personally. Everybody’s needs will vary, and that’s why you’ll get an interest rate according to your circumstances – not everybody else’s.
Our 100per cent online procedure allows you to utilize for that loan when, anywhere. Our interest levels and charges are really simple to realize, so any surprises won’t be had by you.
Fast loan estimate that is personal
Make use of our loan that is personal calculator get an instant estimate associated with prices and repayments you may anticipate for the online loan.
Typical personal bank loan concerns
Harmoney established in 2014 as NZ’s first licensed peer-to-peer loan provider that is personal. Since that time, we’ve loaned more than $1.7 billion to over 50,000 borrowers both in Australia and brand New Zealand (March 2020).
Today, we investment loans more usually, but our focus continues to be the exact exact same: to really make the borrowing experience fairer, faster and much more available and also to get rid of the inconvenience, awkwardness and doubt related to old-fashioned borrowing.
Our function is always to assist and motivate visitors to attain their objectives through lending options which can be friendly, simple and fair to make use of. We understand that usage of cash during the right time can make a big distinction and we also think accountable financing is essential for helping people embrace the opportunities that life gift suggestions.
Is really a loan that is personal for paying down personal credit card debt?
An loan that is online the type of a debt consolidating loan may be an ideal way to settle personal credit card debt along with other debts, nonetheless it’s maybe maybe maybe not appropriate every person.
Why work with a loan that is personal of expanding my home loan?
Today, low interest for mortgages makes it tempting to boost a home loan with additional financial obligation to save lots of you interest fees. It’s a choice that is worth taking into consideration it can sometimes end up being more costly in the long run if you have equity, but.
We’ve written concerning the benefits and drawbacks of expanding your mortgage, to assist you make an educated choice about handling financial obligation:
Exactly what can i personally use a personal loan for?
Harmoney online loans are really versatile and will be employed to fund most situations you wish to.
Debt consolidating, house improvements and renovations and motor finance are popular factors why individuals submit an application for a loan that is personal. We additionally provide wedding loans, training loans and loans that are personal medical costs, items for your home, travel and vacations and much more.
If cash and funds are keeping you straight right straight right back from reaching the things you prefer in life, keep in touch with us on how a personal bank loan could assist.
Am I going to be eligible for a a Harmoney loan?
In brand brand New Zealand – to use for a unsecured loan you need certainly to:
- Be 18 years or older
- Be an everlasting Resident or brand brand brand New Zealand resident
- Be making a stable earnings